A plan here is a product with terms attached. The terms are published, they do not change mid-cycle, and this article explains how to read them before you deposit.
What the figure on a plan means
Each plan publishes a maximum return percentage. That is a ceiling on what the programme aims to pay, not a yield the market provides and not a promise of a particular amount. Read it as: this is the most this plan is designed to credit.
What the cap does
The cap is what makes a published figure honest. Without a ceiling, a number means nothing because nobody could say what it would be in a good month. With one, the figure is a real constraint on the programme.
What the cycle length means
Plans are described by a cycle — how long a position runs before it can complete or be withdrawn. A longer cycle is not automatically better or worse; it changes how long your money is committed, and that is a choice only you can make. See what holding long term really involves.
What a plan does not promise
Explicitly: no plan guarantees a return, none of them insures the crypto market, and none of them can turn a falling market into a profitable week. A plan governs how the programme treats a deposit. It does not govern what the market does. The binding statements are in the Terms of Service and the Risk Disclosure.
The three questions to ask before depositing
- What is the published cap, and where is it written down?
- What happens to my position if the market falls while I am in the cycle?
- How long does a withdrawal take, and what does it require? The full process is here.
Our other two guides go into the details of the Starter, Gold and Liquid Gold plans individually.