1VIT

A First-Timer's Checklist, in the Order It Should Be Done

A checklist written on paper beside a laptop and a cup of coffee

Almost every avoidable mistake happens because someone started at step four. Here is the order that avoids them.

1. Read the two documents

The Terms of Service and the Risk Disclosure. In that order, before anything else, and without an article standing in for either.

2. Learn the shape of the product

How a plan is priced, and what a cap is. Ten minutes, and it removes most of the confusion later.

3. Do the amount, not the tier

How much to deposit — worked through, ending in a number that is an amount rather than a percentage.

4. Check the horizon against the cycle

Does the plan's cycle end before you could need the money? If not, the plan is wrong — not your patience.

5. Then choose the tier

Starter, Gold and Liquid Gold, each described honestly. The amount is already decided; this is the last step, not the first.

6. Set up security before depositing

Two-factor on every account including your email, and the safety checklist before anything arrives.

7. Write the plan down

Amount, plan, horizon, and what you do in a fall. This is the document that makes the hard weeks survivable.

8. Make the first withdrawal early

Small, and while nothing is at stake. It confirms the process works, and it is the habit that matters most if something ever goes wrong.

If you only do three: read the two documents, do the amount, write the plan. The other five are refinement.