A market goes up, down, and sideways. So a product that promises the same amount every week is not describing the market. It is describing a rule. That is fine — as long as it is stated as a rule.
The distinction worth holding
| A product term | A market claim |
|---|---|
| "This plan credits up to 20% of the deposit per cycle." | "You will receive 20% every week." |
| Follows from the plan's own rules. | Follows from nothing the operator controls. |
| Published, with a cap and a cycle. | Unpublishable, because it cannot be kept. |
1VIT is in the left column. The figure is a cap on what the programme is designed to credit, under the published terms — see how a plan is priced.
Why the right column exists anyway
A flat weekly number is the most useful thing a scam can say, because it is arithmetically impossible. Our article on scams treats this pattern, and the risk disclosure is the document that sets out what can actually happen.
What to do with a figure you are shown
- Find the term it comes from. If it is not in the terms, it is not a term.
- Ask what happens in a month where the cap is not reached.
- Check whether anyone is describing the market or the product — they are different things, as the volatility article explains.